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Who We Work With

We are a holistic planning firm, working with folks 55 and older who are facing the increasing challenges of planning for and implementing a successful retirement plan. Since success looks different for everyone, it’s important that we get to know our client’s unique individual situations.

Whether you’re trying to figure out ways to minimize your taxes in retirement, understand how much risk you should be taking in your investment portfolio, wanting to make sure you never run out of money in retirement, or looking for ways to protect yourself and your family’s assets against unforeseen health issues, we are here to help!

We are a family-owned firm, so you won’t be just another account balance with us. Since our focus is working with retirees, we know the challenges you’re facing, and we’ve built a team to handle the risks and threats that retirement may present you with. Our team is made up of professionals who specialize in not only retirement planning strategies, but also taxes and estate planning.

Guy Alderdice Jr

President / Founder & Investment Advisor

Krista Alderdice

VP / Client Relations

Investment Team

Members of the Investment Team are licensed with Advisory Alpha, LLC, a SEC registered investment advisor.

Steve Osterink, Jr., CFA, CFP®, AIF®
Chief Investment Officer

  • Steve Jr. leads the Investment Team through his strong commitment to personal finance and asset management and is the driving force behind the innovation and development of our investment solutions.

Jon Lohr, CFA, CFP®
Research Director

  • Jon oversees the Investment Team’s daily investment research and portfolio management responsibilities, including asset allocation research, fund monitoring, due diligence, and investment strategy evaluation and implementation.

Nick Heinrich, CFA, CFP®
Financial Planning Director

  • Nick contributes to the Investment Team’s research and portfolio management functions and leads a team of financial planning consultants who utilize various portfolio analysis and planning resources that strive to improve the financial outcomes of our valued clients.

Brian Kragt
Operations Director

  • Brian oversees the Investment Team’s trade management and portfolio accounting systems, which includes implementing investment decisions, account rebalancing, cash management functions, trade execution, account billing, and performance reporting.

Janine Osterink
Chief Compliance Officer

  • Janine leads our compliance program and supports our Investment Team by helping us adhere to legal, regulatory, and internal requirements and policies with the goal of promoting trust and reducing risk for our valued clients.

Mike Baker
Technology Director

  • Mike leads our technology initiatives on behalf of the Investment Team which impact our client communication and overall client experience as well as support our trade management and portfolio accounting functions.

Ready to take the next step?

Let’s get started, together.